Category: Podcast

Text Me 10,000 miles away – The Driftr Podcast Season 2, Episode 3

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On Text Me 1,000 miles away, Season 2 Episode 3 of the Driftr Podcast, we discuss an in-depth review of American Express Platinum Business Credit Card during our Cards and Points segment, took a trip to the beautiful location of Yangon, Myanmar (Burma) and discuss our thoughts on how do you communicate while traveling? Sim cards or International Plans.

 

 

On Text Me 1,000 miles away, Season 2 Episode 3 of the Driftr Podcast, we discuss an in-depth review of American Express Platinum Business Credit Card during our Cards and Points segment, took a trip to the beautiful location of Yangon, Myanmar (Burma) and discuss our thoughts on how do you communicate while traveling? Sim cards or International Plans.

Cards & Points

American Express Business Platinum

  • $450 Annual Fee
  • 5X Points on flights and prepaid hotels at amextravel.com
  • 50% more points on purchases of $5,000 or more
  • 35% Airline Bonus Rebate on Purchases
  • 10 Free Gogo Wifi Internet Passes
  • Fine Hotels Collection
  • Buy one ticket, get the second one taxes only for Premium Economy, First Class, and Business Class International Fares on select airlines (Buddy Pass Essentially)
  • 1X Points afterwards on all purchases
  • And more! Learn here.

You Can Fly With Us

Yangon, Myanmar (Burma)

You Can Fly With Us

How do you communicate while traveling? Sim Cards vs International Plans

  • International Plans can be like $10 a day
  • Sim cards can give you like 1GB to 5Gb and minutes and cost like $15-$26
  • More cost effective to go with Sim Cards
  • Make sure to have an unlocked phone
  • No charges to your home carrier.

Baecation and the Door of No Return – The Driftr Podcast Season 2, Episode 2

Posted By : Brian Fontenot/ 2495 0

On Baecation and the Door of No Return, Season 2 Episode 2 of the Driftr Podcast, we discuss an in-depth review of American Express Business Blue Credit Card during our Cards and Points segment, took a trip to the beautiful location of Accra, Ghana and discuss our thoughts on when do you buy tickets for a significant other in a relationship?

 

 

On Baecation and the Door of No Return, Season 2 Episode 2 of the Driftr Podcast, we discuss an in-depth review of American Express Business Blue Credit Card during our Cards and Points segment, took a trip to the beautiful location of Accra, Ghana and discuss our thoughts on when do you buy tickets for a significant other in a relationship?

Cards & Points

American Express Business Blue

  • $0 Annual Fee
  • 2X Points on everyday purchases up to $50,000 no restrictions
  • 1X Points afterwards on all purchases
  • Buy above your credit limit
  • And more! Learn here.

Accra, Ghana

You Can Fly With Us

You Can Fly With Us

When do you buy tickets when you are in a relationship?

  • 0 to 6 Months, might want to go dutch
  • 6 to 12 months, find a way to each cover some type of cost. If you are generous, you may cover unequal shares.
  • over 12 months, find a way to support one another.

Peacocks and Boo Trips – The Driftr Podcast Season 2, Episode 1

Posted By : Brian Fontenot/ 2479 0

WE are back! Season 2, Episode 1 of the Driftr Podcast. On Peacocks and Boo Trips, we discuss an in-depth review of Chase Ink Business Preferred Card during our Cards and Points segment, took a trip to the beautiful location of Reykjavik, Iceland and discuss our thoughts when is the proper time to buy a flight for a love interest?

 

 

WE are back! Season 2, Episode 1 of the Driftr Podcast. On Peacocks and Boo Trips, we discuss an in-depth review of Chase Ink Business Preferred Card during our Cards and Points segment, took a trip to the beautiful location of Reykjavik, Iceland and discuss our thoughts when is the proper time to buy a flight for a love interest?

What’s your emotional support animal?

Cards & Points

Chase Ink Business Preferred

  • $95 Annual Fee
  • 3X Points on Bonus Categories, up to $150,000 per year
    • Travel
    • Shipping purchases
    • Internet, cable and phone services
    • Advertising purchases on social media and search engine optimization
  • 1X Points on all other purchases
  • 20% more points on Chase Travels Portal
  • 1:1 Point Transfer to over 14 airlines
  • Employee Cards at No Cost
  • And more! Learn here.

You Can Fly With Us

Reykjavik, Iceland

You Can Fly With Us

When is the proper time to buy a flight for a love interest?

  • Women can pay too!
  • Go half and half
  • Women, do not ask the man “when you gonna fly me out”
  • Brandon does not pay for flights lol
  • Men, plan an itinerary and cover hotel
  • Its whatever you feel best!

The Driftr Podcast – Episode 16

Posted By : Brian Fontenot/ 2374 0

On Episode 16 we discuss the Question of the Day: Where can you go on vacation/baecation outside of the Caribbean, an in-depth review of AMEX Centurion (Black) Card during our Cards and Points segment, took a trip to the beautiful location of Addis, Ababa and discuss our thoughts on evacuation protocol for a hurricane.

 

On Episode 16 we discuss the Question of the Day: Where can you go on vacation/baecation outside of the Caribbean, an in-depth review of AMEX Centurion (Black) Card during our Cards and Points segment, took a trip to the beautiful location of Addis, Ababa and discuss our thoughts on evacuation protocol for a hurricane.

Question of The Day

Where can you go on vacation/baecation outside of the Caribbean?

  • San Diego, CA
  • New Orleans, LA
  • Seattle, WA
  • Barcelona, Spain
  • Paris, France
  • Bali, Indonesia
  • The Maldives
  • Fiji Islands
  • Hawaii

Cards & Points

Amex Centurion (Black) Card

  • $2,500 Annual Fee, $5,000 Initiation Fee
  • Starwood Preferred Guest Gold
  • Hilton Honors Diamond
  • IHG Priority Club Rewards Platinum Elite
  • Centurion Hotel Program
  • AMEX Fine Hotels & Resorts
  • Delta SkyMiles Platinum Medallion
  • Centurion International Arrival Services
  • Gogo In-Flight Wi-Fi
  • Boingo
  • 35% Airline Bonus on All Ticket Types
  • $200 Airline Fee Credit
  • Credit for Global Entry or TSA PreCheck Application
  • Priority Pass Select
  • And more! Learn here.

You Can Fly With Us

Addis, Ababa

You Can Fly With Us

Evacuation protocol for a Hurricane

  • Pay attention to weather maps
  • Be mindful of what airports you are traveling through
  • Check for Hurricane Season
  • Make sure to evacuate if you can
  • Consider all options when evaluating evacuation

The Driftr Podcast – Episode 15

Posted By : Brian Fontenot/ 1989 0

On Episode 15 we discuss the Question of the Day: What is your favorite travel app, an in-depth review of Chase Freedom and Freedom Unlimited Card during our Cards and Points segment, took a trip to the beautiful location of Johannesburg, South Africa and discuss our thoughts on putting off big purchases on your credit card.

 

On Episode 15 we discuss the Question of the Day: What is your favorite travel app, an in-depth review of Chase Freedom and Freedom Unlimited Card during our Cards and Points segment, took a trip to the beautiful location of Johannesburg, South Africa and discuss our thoughts on paying off big purchases on your credit card.

Question of The Day

What is your favorite travel app?

Cards & Points

Chase Freedom

  • No annual fee
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
  • Earn 1% cash back on all other purchases* – it’s automatic.
  • 0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 15.99%–24.74% variable APR.† Balance transfer fee is 5% of the amount transferred with a minimum of $5.†
  • 1:1 Points Transfer
  • And more! Learn here.

Chase Freedom Unlimited

  • No annual fee
  • Earn unlimited 1.5% cash back on every purchase* – it’s automatic.Earn 1% cash back on all other purchases* – it’s automatic.
  • 0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 15.99%–24.74% variable APR.† Balance transfer fee is 5% of the amount transferred with a minimum of $5.
  • 1:1 Points Transfer
  • And more! Learn here.

You Can Fly With Us

Johannesburg, South Africa

You Can Fly With Us

Paying off big purchases on your credit card

  • Don’t on anything on your credit card that you can’t pay off
  • Figure out your payoff strategy: If it takes more than 3 months to pay off, don’t put it on your credit card
  • Make sure to pay your bills!
  • Go for the points

The Driftr Podcast – Episode 14

Posted By : Brian Fontenot/ 1457 0

On Episode 14 we discuss the Question of the Day: How do you overcome jetlag, an in-depth review of American Express EverDay and Everday Preferred Card during our Cards and Points segment, took a trip to the beautiful location of Cartagena, Colombia and discuss our thoughts Airline Vouchers: Take them or Leave them.

 

On Episode 14 we discuss the Question of the Day: How do you overcome jetlag, an in-depth review of American Express EverDay and Everday Preferred Card during our Cards and Points segment, took a trip to the beautiful location of Cartagena, Colombia and discuss our thoughts Airline Vouchers: Take them or Leave them.

Question of The Day

 What flight aggregators do you use for finding flights?

Cards & Points

American Express EverDay

  • No Annual Fee
  • 2x Points on Restaurants, up to $6,000 a year
  • 1x Points on all other purchase
  • 20% Points bonus when making 20 transactions a month
  • 1:1 Points Transfer
  • And more! Learn here.

American Express EverDay Preferred

  • $95 Annual Fee
  • 3x Points on Restaurants, up to $6,000 a year
  • 2x Ponts on Gas
  • 1x Points on all other purchase
  • 50% Points bonus when making 30 transactions a month
  • 1:1 Points Transfer
  • And more! Learn here.

You Can Fly With Us

Cartagena, Colombia

You Can Fly With Us

Airline Vouchers: Take them or Leave Them?

  • Find your reasons for going
  • Weigh out all the options
  • Make sure you can have flexible options for your arrangements
  • Be prepared to take a day of leave
  • If you aren’t flexible on time, don’t force it!

The Driftr Podcast – Episode 13

Posted By : Brian Fontenot/ 1185 0

On Episode 13 we discuss the Question of the Day: What flight aggregators do you use for finding flights, an in-depth review of Chase Sapphire Preferred during our Cards and Points segment, took a trip to the beautiful location of Siem Reap, Cambodia and discuss our thoughts Credit Card Application Limits and the Strategy behind applying for credit cards.

 

On Episode 13 we discuss the Question of the Day: What flight aggregators do you use for finding flights, an in-depth review of Chase Sapphire Preferred during our Cards and Points segment, took a trip to the beautiful location of Siem Reap, Cambodia and discuss our thoughts Credit Card Application Limits and the Strategy behind applying for credit cards.

Question of The Day

 What flight aggregators do you use for finding flights?

Cards & Points

Chase Sapphire Preferred

  • $95 Annual Fee
  • 2x Points on Travel and Dinning
  • No Foreign Transaction Fee
  • 1:1 Points Transfer
  • Primary Rental Car Insurance
  • 25% More Points
  • And more! Learn here.

You Can Fly With Us

Siem Reap, Cambodia

You Can Fly With Us

Credit Card Application Limits

 

American Express

  • Charge cards: you can have as many cards as you like
  • Revolving credit cards: you can only have 4 in a lifetime (including Personal and Business)
  • You can only apply to 3 cards (mix of charge and revolving cards) within 24 hour period
  • You may be able to get approved for more than two cards in a 90 day period
  • You can only get the sign up bonus once in a lifetime

Chase

  • Chase limits the amount of credit that it will extend to you for a lifetime
  • Also have to watch Chase’s 5/24 rule: can’t have more than 5 new accounts in a 24 month period
  • Can get a new sign up bonus every 24 months

Citi

  • Citi limits the amount of credit that it will extend to you for a lifetime
  • You can only apply for one personal card every eight days and no more than two in a 65-day window.
  • You can only apply for one business card every 95 days.
  • There’s a mandatory waiting period between canceling and re-applying that you must follow

 

Learn More here from The Points Guy

The Driftr Podcast – Episode 12

Posted By : Brian Fontenot/ 839 0

On Episode 12, we hosted a special episode, having a live studio audience asking questions during our the Question of the Day, an in-depth review of American Express Premier Rewards Gold Card during our Cards and Points segment, and took a trip to the beautiful location of Berlin, Germany.

 

On Episode 12, we hosted a special episode, having a live studio audience asking questions during our the Question of the Day, an in-depth review of American Express Premier Rewards Gold Card during our Cards and Points segment, and took a trip to the beautiful location of Berlin, Germany.

Question of The Day

Live Studio Audience with many questions!

Cards & Points

American Express Premier Rewards Gold Card

  • $100 Airline Fee Credit (Have to choose airlines)
  • Earn 3X points for airfare purchased directly from airlines.
  • Earn 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • Earn 1 point per $1 spent on all other purchases*
  • The Hotel Collection, You can get 2x Membership Rewards® points per eligible dollar spent, in addition to a $75 hotel credit to spend on qualifying dining, spa, and resort activities when you book a prepaid stay of at least two consecutive nights at participating properties, at americanexpress.com/hc.
  • No Foreign Transaction Fees
  • And more! Learn here.

You Can Fly With Us

Berlin, Germany

The Driftr Podcast – Episode 11

Posted By : Brian Fontenot/ 849 0

On Episode 11 we discuss the Question of the Day: How do you find the best picture taking spots, an in-depth review of Chase Sapphire Reserve during our Cards and Points segment, took a trip to the beautiful location of Santiago, Chile and discuss our thoughts on No Fee ATM Access Checking Accounts.

 

On Episode 11 we discuss the Question of the Day: How do you find the best picture taking spots, an in-depth review of Chase Sapphire Reserve during our Cards and Points segment, took a trip to the beautiful location of Santiago, Chile and discuss our thoughts on No Fee ATM Access Checking Accounts.

Question of The Day

How do you find the best picture taking spots?

  • Google
  • Use Instagram to find places
  • Ask locals!

Cards & Points

Chase Sapphire Reserve

  • $300 Annual Travel Credit
  • Earn 3X points on travel worldwide from airfare and hotels to taxis and trains*
  • Earn 3X points on dining at restaurants worldwide from fast casual to fine dining*
  • Earn 1 point per $1 spent on all other purchases*
  • Get 50% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®.* For example, 50,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions — as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®*
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select.*
  • Special car rental privileges from National Car Rental, Avis and Silvercar when you book with your card*
  • Special benefits during your stay with The Luxury Hotel & Resort CollectionSM*
  • Pay no foreign transaction fees†
  • World-class suite of travel and purchase protections*
  • 24/7 direct access to a Customer Service specialist
  • Worldwide Travel Assistance from the Chase Travel Team
  • Access to the Visa Infinite Concierge who can help you with requests like dinner reservations, or Broadway, music and sporting event tickets*
  • And more! Learn here.

You Can Fly With Us

Santiago, Chile

Open Discussion

No Fee ATM Checking Accounts

  1. Ally
    • Ally does charge a 1% fee
    • Ally only reimburses ATM fees charged by other banks if the ATM is in the US.
  2. Capital One
    • If you just bank through them online through Capital One 360, there are no fees on any withdrawal outside the Capital One network
    • if you bank through an actual Capital One physical location, you will be assessed fees as high as $2 per withdrawal and 3% of the transaction amount
  3. Charles Schwab
    • Receive full reimbursements at the end of every month for any ATM fees incurred, anywhere if you have the Schwab Bank Visa Platinum debit card, a High Yield Investor account, or a Max Rate checking account with at least a $5,000 balance.
  4. Citibank
    • With numerous international locations, customers can avoid fees by withdrawing money from Citi-branded ATM’s. Citibank actually has branches abroad, with over 4,000 locations in more than forty countries.
    • If you can’t find a location in your destination, non-Citibank ATM withdrawals outside the US result in a $2 fee plus the 3% international transaction charge you always get hit with, though both of those are waived for Citigold members.
  5. Fidelity
    • All Fidelity ATM withdrawal fees will be waived for your Fidelity Cash Management Account. In addition, your account will automatically be reimbursed for all ATM fees charged by other institutions while using a Fidelity Visa Gold Check Card linked to your account at any ATM displaying the Visa, Plus, or Star logos. ATM reimbursements will be credited to the account when the transaction posts.
    • There is a foreign transaction fee of one percent that is not waived, which will be included in the amount charged to your account.
    • You could be charged percentage fees of 1-3% by Visa because it processed withdrawals as cash advances, so be sure you select withdrawal and checking account from the ATM.
  6. First Republic Bank
    • Their ATM Rebate Checking account offers free use of more than 800,000 ATMs worldwide, unlimited ATM access, and even interest on balances above $3,500.
    • ATM withdrawal fees are refunded from other banks worldwide and international card usage fees are waived. There are free ATM withdrawals to available limits as well.
    • You must have a minimum opening balance of $500 and minimum average balance of $3,500 to avoid monthly fees.
  7. PNC
    • Though PNC does not have international partners and will charge you a $5 fee per transaction plus 3% of the transaction amount, if you are a Performance and Performance Select customer, these fees are waived.
    • The fee for the first two domestic or international non-PNC Bank ATM transactions made on your Spend, Reserve or Growth accounts during a statement period will be reimbursed to your Spend account at the end of the statement period. Fees in excess of two per statement period will not be reimbursed, and remember this might not include the fees the foreign bank charges you for withdrawals.
  8. TD Bank
    • Charges a flat $2.50 fee for ATM withdrawals with no foreign transaction fees
    • The fee is waived for TD Premier and TD Relationship account holders with a daily minimum balance of $2,500 in their account.
  9. USAA:
    • USAA Bank refunds up to $15 in other banks’ ATM usage fees each month and does not charge a fee for the first 10 ATM withdrawals.
    • Subsequent transactions will be charged $2.00 each.
    • A 1% foreign transaction fee applies to withdrawals outside the United States.
  10. US Bank
    • With no foreign partners or international ATM locations, US Bank also adds fees to all debit card transactions abroad including a flat fee and a 2% withdrawal charge for those made in US dollars and 3% in foreign currency.
    • The $2.50 fee is waived for Platinum and Premium Checking customers, while Gold Checking customers can get two fee waivers every statement period.
  11. Wells Fargo
    • Wells Fargo will charge most of their customers $5 for foreign withdrawals
    • Customers with PMA Package accounts will receive a total of up to 2 free non-Wells Fargo ATM withdrawal transactions (combined U.S. and International) per statement cycle
    • Fees are all waived if PMA qualifying balance is $250,000 or more.

More Information at The Points Guys

The Driftr Podcast – Episode 10

Posted By : Brian Fontenot/ 930 0

On Episode 10 we discuss the Question of the Day: What do you when your flight is cancelled and you don’t find out until you get to the airport, an in-depth review ofAmerican Express Platinum Card (Personal) during our Cards and Points segment, took a trip to the beautiful location of Rio De Janeiro, Brazil and discuss our thoughts on using ride shares abroad.

 

On Episode 10 we discuss the Question of the Day: What do you when your flight is cancelled and you don’t find out until you get to the airport, an in-depth review ofAmerican Express Platinum Card (Personal) during our Cards and Points segment, took a trip to the beautiful location of Rio De Janeiro, Brazil and discuss our thoughts on using ride shares abroad.

Question of The Day

What do you do when your flight is cancelled and you find out at the airport?

  • Pray to the travel gods!!
  • Contact the airlines to see about vouchers and new flight plans
  • Contact your credit card company to see about travel insurance
  • Book a new flight
  • Be mad! Lol

Cards & Points

American Express Platinum Card (Personal)

  • $200 Uber Platinum Rides
  • 5X Membership Points for Flights booked through airlines or American Express Travel, and for Hotels through American Express Travel
  • $200 Airline Fee Credit (Pick your airline)
  • $550 in Fine Hotels & Resorts Saving
  • 1000+ Global Lounge Collection
  • Delta Sky Club Membership
  • American Express Centurion Lounge Network
  • $85 TSA Pre-Check or $100 Global Entry Credit
  • American Express Platinum Concierge
  • Second Car Rental Insurance
  • American Express By Invitation Only
  • Return Protection
  • And more! Learn here.

You Can Fly With Us

Rio De Janeiro, Brazil

Open Discussion

Ride Sharing While Abroad

  • Yes! Please do it
  • In most countries it is safe
  • You can learn much from the locals
  • Definitely enjoy having a guided map
  • Taxis can be cool
  • Using ride shares allows you to get the points!