30

Aug
2017

The Driftr Podcast – Episode 13

Posted By : Brian Fontenot/ 1517 0

 

On Episode 13 we discuss the Question of the Day: What flight aggregators do you use for finding flights, an in-depth review of Chase Sapphire Preferred during our Cards and Points segment, took a trip to the beautiful location of Siem Reap, Cambodia and discuss our thoughts Credit Card Application Limits and the Strategy behind applying for credit cards.

Question of The Day

 What flight aggregators do you use for finding flights?

Cards & Points

Chase Sapphire Preferred

  • $95 Annual Fee
  • 2x Points on Travel and Dinning
  • No Foreign Transaction Fee
  • 1:1 Points Transfer
  • Primary Rental Car Insurance
  • 25% More Points
  • And more! Learn here.

You Can Fly With Us

Siem Reap, Cambodia

You Can Fly With Us

Credit Card Application Limits

 

American Express

  • Charge cards: you can have as many cards as you like
  • Revolving credit cards: you can only have 4 in a lifetime (including Personal and Business)
  • You can only apply to 3 cards (mix of charge and revolving cards) within 24 hour period
  • You may be able to get approved for more than two cards in a 90 day period
  • You can only get the sign up bonus once in a lifetime

Chase

  • Chase limits the amount of credit that it will extend to you for a lifetime
  • Also have to watch Chase’s 5/24 rule: can’t have more than 5 new accounts in a 24 month period
  • Can get a new sign up bonus every 24 months

Citi

  • Citi limits the amount of credit that it will extend to you for a lifetime
  • You can only apply for one personal card every eight days and no more than two in a 65-day window.
  • You can only apply for one business card every 95 days.
  • There’s a mandatory waiting period between canceling and re-applying that you must follow

 

Learn More here from The Points Guy

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