The Driftr Podcast – Episode 16

Posted By : Brian Fontenot/ 1545 0

On Episode 16 we discuss the Question of the Day: Where can you go on vacation/baecation outside of the Caribbean, an in-depth review of AMEX Centurion (Black) Card during our Cards and Points segment, took a trip to the beautiful location of Addis, Ababa and discuss our thoughts on evacuation protocol for a hurricane.

 

On Episode 16 we discuss the Question of the Day: Where can you go on vacation/baecation outside of the Caribbean, an in-depth review of AMEX Centurion (Black) Card during our Cards and Points segment, took a trip to the beautiful location of Addis, Ababa and discuss our thoughts on evacuation protocol for a hurricane.

Question of The Day

Where can you go on vacation/baecation outside of the Caribbean?

  • San Diego, CA
  • New Orleans, LA
  • Seattle, WA
  • Barcelona, Spain
  • Paris, France
  • Bali, Indonesia
  • The Maldives
  • Fiji Islands
  • Hawaii

Cards & Points

Amex Centurion (Black) Card

  • $2,500 Annual Fee, $5,000 Initiation Fee
  • Starwood Preferred Guest Gold
  • Hilton Honors Diamond
  • IHG Priority Club Rewards Platinum Elite
  • Centurion Hotel Program
  • AMEX Fine Hotels & Resorts
  • Delta SkyMiles Platinum Medallion
  • Centurion International Arrival Services
  • Gogo In-Flight Wi-Fi
  • Boingo
  • 35% Airline Bonus on All Ticket Types
  • $200 Airline Fee Credit
  • Credit for Global Entry or TSA PreCheck Application
  • Priority Pass Select
  • And more! Learn here.

You Can Fly With Us

Addis, Ababa

You Can Fly With Us

Evacuation protocol for a Hurricane

  • Pay attention to weather maps
  • Be mindful of what airports you are traveling through
  • Check for Hurricane Season
  • Make sure to evacuate if you can
  • Consider all options when evaluating evacuation

The Driftr Podcast – Episode 15

Posted By : Brian Fontenot/ 1429 0

On Episode 15 we discuss the Question of the Day: What is your favorite travel app, an in-depth review of Chase Freedom and Freedom Unlimited Card during our Cards and Points segment, took a trip to the beautiful location of Johannesburg, South Africa and discuss our thoughts on putting off big purchases on your credit card.

 

On Episode 15 we discuss the Question of the Day: What is your favorite travel app, an in-depth review of Chase Freedom and Freedom Unlimited Card during our Cards and Points segment, took a trip to the beautiful location of Johannesburg, South Africa and discuss our thoughts on paying off big purchases on your credit card.

Question of The Day

What is your favorite travel app?

Cards & Points

Chase Freedom

  • No annual fee
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
  • Earn 1% cash back on all other purchases* – it’s automatic.
  • 0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 15.99%–24.74% variable APR.† Balance transfer fee is 5% of the amount transferred with a minimum of $5.†
  • 1:1 Points Transfer
  • And more! Learn here.

Chase Freedom Unlimited

  • No annual fee
  • Earn unlimited 1.5% cash back on every purchase* – it’s automatic.Earn 1% cash back on all other purchases* – it’s automatic.
  • 0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 15.99%–24.74% variable APR.† Balance transfer fee is 5% of the amount transferred with a minimum of $5.
  • 1:1 Points Transfer
  • And more! Learn here.

You Can Fly With Us

Johannesburg, South Africa

You Can Fly With Us

Paying off big purchases on your credit card

  • Don’t on anything on your credit card that you can’t pay off
  • Figure out your payoff strategy: If it takes more than 3 months to pay off, don’t put it on your credit card
  • Make sure to pay your bills!
  • Go for the points

The Driftr Podcast – Episode 14

Posted By : Brian Fontenot/ 1102 0

On Episode 14 we discuss the Question of the Day: How do you overcome jetlag, an in-depth review of American Express EverDay and Everday Preferred Card during our Cards and Points segment, took a trip to the beautiful location of Cartagena, Colombia and discuss our thoughts Airline Vouchers: Take them or Leave them.

 

On Episode 14 we discuss the Question of the Day: How do you overcome jetlag, an in-depth review of American Express EverDay and Everday Preferred Card during our Cards and Points segment, took a trip to the beautiful location of Cartagena, Colombia and discuss our thoughts Airline Vouchers: Take them or Leave them.

Question of The Day

 What flight aggregators do you use for finding flights?

Cards & Points

American Express EverDay

  • No Annual Fee
  • 2x Points on Restaurants, up to $6,000 a year
  • 1x Points on all other purchase
  • 20% Points bonus when making 20 transactions a month
  • 1:1 Points Transfer
  • And more! Learn here.

American Express EverDay Preferred

  • $95 Annual Fee
  • 3x Points on Restaurants, up to $6,000 a year
  • 2x Ponts on Gas
  • 1x Points on all other purchase
  • 50% Points bonus when making 30 transactions a month
  • 1:1 Points Transfer
  • And more! Learn here.

You Can Fly With Us

Cartagena, Colombia

You Can Fly With Us

Airline Vouchers: Take them or Leave Them?

  • Find your reasons for going
  • Weigh out all the options
  • Make sure you can have flexible options for your arrangements
  • Be prepared to take a day of leave
  • If you aren’t flexible on time, don’t force it!

The Driftr Podcast – Episode 13

Posted By : Brian Fontenot/ 812 0

On Episode 13 we discuss the Question of the Day: What flight aggregators do you use for finding flights, an in-depth review of Chase Sapphire Preferred during our Cards and Points segment, took a trip to the beautiful location of Siem Reap, Cambodia and discuss our thoughts Credit Card Application Limits and the Strategy behind applying for credit cards.

 

On Episode 13 we discuss the Question of the Day: What flight aggregators do you use for finding flights, an in-depth review of Chase Sapphire Preferred during our Cards and Points segment, took a trip to the beautiful location of Siem Reap, Cambodia and discuss our thoughts Credit Card Application Limits and the Strategy behind applying for credit cards.

Question of The Day

 What flight aggregators do you use for finding flights?

Cards & Points

Chase Sapphire Preferred

  • $95 Annual Fee
  • 2x Points on Travel and Dinning
  • No Foreign Transaction Fee
  • 1:1 Points Transfer
  • Primary Rental Car Insurance
  • 25% More Points
  • And more! Learn here.

You Can Fly With Us

Siem Reap, Cambodia

You Can Fly With Us

Credit Card Application Limits

 

American Express

  • Charge cards: you can have as many cards as you like
  • Revolving credit cards: you can only have 4 in a lifetime (including Personal and Business)
  • You can only apply to 3 cards (mix of charge and revolving cards) within 24 hour period
  • You may be able to get approved for more than two cards in a 90 day period
  • You can only get the sign up bonus once in a lifetime

Chase

  • Chase limits the amount of credit that it will extend to you for a lifetime
  • Also have to watch Chase’s 5/24 rule: can’t have more than 5 new accounts in a 24 month period
  • Can get a new sign up bonus every 24 months

Citi

  • Citi limits the amount of credit that it will extend to you for a lifetime
  • You can only apply for one personal card every eight days and no more than two in a 65-day window.
  • You can only apply for one business card every 95 days.
  • There’s a mandatory waiting period between canceling and re-applying that you must follow

 

Learn More here from The Points Guy